Money when you
need it the most.

Are you a state employee? You deserve a loan based on what you can afford, NOT your credit score.

 

What type of loan do you need?

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About

Why Choose
WorkPlaceCredit®?

We provide affordable loans to help state employees when they need money fast.

Fast Decision

Once your application is approved, your funds will be deposited in your account in 24-48 hours.

Easy Application

Tell us about yourself, submit your documents, and finish your application within 10 minutes.

Rebuild Credit

We report payments to credit bureaus, so you can enjoy no late fees with our automatic payment process through payroll deduction.

Reliable loans

Providing help in
your time of need.

We provide low cost loans quickly for state employees. WorkPlaceCredit® knows the role you play in supporting our states.


At times, you may need access to fast money, personal loans, and installment loans. That’s why we’re here to offer flexible terms that are right for you.

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Installment Loans

A personal installment loan program, where you can borrow from $2,000 up to $6,000, at an interest rate of 20.99%, repayable over a period of 12 to 36 months. Please note a 4% origination fee will be charged with each installment loan.

Payday Loans

Have an unexpected expense? Get a low cost, fast personal loan and avoid the high cost predatory lenders out there.

Short-Term Loans

Receive quick cash with our short-term loans. Our loans can be created for your unique needs. Low cost loans as quickly as today.

Emergency Loans

Our emergency loan is a lifesaver! Get an emergency loan of up to $1,500 (minimum loan is $500) at an interest rate of 29.99% with no origination fee and repayable over a period of 6 to 12 months. *Only one emergency loan can be active at any time.

Fast & Reliable Loans

We pride ourselves on giving fast online loans that are easy to obtain and have very fair rates and terms.
We are pleased to offer these loans with our lending program, which:

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Is a great option vs. payday lending.

Is fast and easy to receive.

Helps build your credit score.

Provides consultations to make strong credit decisions.

Public Sector Loans

WorkPlaceCredit® knows the roles played by our state employees in supporting our nation. We know that they will at times need access to fast money, personal loans, and installment loans.

This loan program is easy to obtain. We know credit scores may not reflect your true situation.

Other creditors might deny your loan if you have a poor credit rating. We look beyond that.

We are proud to lend responsibly and fairly to state employees who need a loan to support them in their time of need.

In addition, we offer access to loans no matter your credit history. We receive payments through payroll deduction that you set up with your employer which ensures regular payments and helps build your credit.

Also, almost everyone is approved for our loans.

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