We at Workplace Credit take the responsibility of financial education just as seriously as our responsibility as an affordable loan provider.

The following are some frequently asked questions with their answers.
Please reach out to us at INFO@WORKPLACECREDIT.COM should you have additional questions

I am thrifty with my finances; why should I seek a Workplace Credit loan?

Do not borrow a loan from Workplace Credit if it is not required. Workplace Credit does not encourage frivolous spending however Workplace Credit can assist by providing the loan at an affordable rate. The loan from Workplace Credit from a borrower can be applied towards building a future solvent credit history including a mortgage.

My loan application with WorkPlace Credit just got rejected. Is there a waiting period before I can reapply for a loan?

We do not have a mandatory waiting period however being turned down for a loan could stem from an outstanding financial issue that needs to be resolved before we could approve a customer for a loan and multiple credit inquiries in a short period of time can have a negative impact on a person’s credit score. Also, it generally takes at least 30 to 60 days to see to see a change reflected on your credit report. That is why we recommend waiting to reapply until first resolving the issue. For additional help please visit our contact us page and we can try to provide further guidance.

Is it possible for my application to be independently processed and not routed via the employer?

No, the WorkPlace Credit program is a partnership with your employer as an added benefit of your employment. Routing the loan application process is the best possible method to ensure the security and safety of the loan applications information and security

Is it possible for solvent freelancers to apply for a Workplace Credit loan?

No, this is a program intended as an additional employee benefit through your employer

How can I contact Workplace Credit Customer Support?

Contact us

Is there an app that I can download to keep track of my payments?

No, but you can log in to your account through our website on your mobile device to check the status of your loan.

How frequently can a borrower apply for a Workplace Credit loan?

As frequently as required, however our decision to extend credit will be based on our assessment of your ability to pay without making a sometimes-stressful financial situation even harder. However, please remember we will check your credit score when you apply and multiple inquiries in a short period of time can have a negative impact on your credit.

Is Workplace Credit available to small start-ups and non-profits?

Potentially, however employment must be established and proven to be stable for the safety of the customer and WorkPlace Credit.

Is there a cap to the annual income that a Workplace Credit borrower may earn?

There is no cap on income to be eligible for a loan from WorkPlace Credit.