We are currently updating our offerings and website. While we update our offerings and website, we are unable to process new loan requests.

Why people choose us!

You can obtain a personal loan that is repayable through payroll deduction3. We provide fast loans with great terms where almost everyone qualifies!

Installment
Loans1

Get a fast, low cost personal loan. You can borrow up to $6,000, repayable over 6 to 36 months. Please note a 4% origination fee will be charged with each installment loan1.

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Short-Term
Loans

Receive quick cash. Our employee loans are tailored to your needs.
Low cost loans quickly. Plus, almost everyone qualifies!

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PayDay Loan Alternative

Have an unexpected expense? Get a low cost fast personal loan instead of a high cost payday loan. Almost everyone qualifies for our loans.

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Emergency
Loans2

Our emergency loan is a lifesaver! Get a one-time loan of up to $500 for a maximum one-time origination fee of only $30, repayable over 5 months.

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Employee Loan Platform

WorkPlaceCredit® provides low-cost, fast personal loans to your employees as part of benefits to your employees.

This will drive employee satisfaction and financial stability.

Personal Loans
Federal Employee Loans

Loans for Federal Employees or Loans for USPS Employees

Personal loans for Federal or USPS employees with great rates. Distribution of proceeds in 1-2 days following approval. Pay back your loan automatically through your paycheck.

Rest easy knowing we are here to support you when you need it the most. Find out how our loan packages can be customized for your specific needs.

Employee Loans

We provide emergency loans & installment loans for employees. We provide fast cash loans that you can pay back easily & automatically through your paycheck.

Pay medical bills, or feel secure if you have an emergency and need cash fast.

Installment Loans

Quick & Simple Personal Loans With Great Rates

With us, you can get a personal loan that is repayable through employer payroll deduction. We provide fast loans with great rates, and almost everyone qualifies!

Tailor-Made Just For You

Customizable lending plans to match your unique requirements

Reliable and Affordable Credit

Superior alternative to payday lending and other loan providers

Savings Galore

Save more on your loan with low interest rates

Extra Benefits

Financial education + enhanced credit history for all borrowers

Easy Repayment

Simple payroll deduction process enabled by advanced technology

Fast Cash Now

Fast and Easy Sign-Up

Loans offered as a benefit, aiding in quick loan application

Follow our Financial Wellness Blog and Start Improving Your Financial Health

 

  1. Here is an example of the specific rates and fees that would apply to your loan with WorkPlaceCredit®: If you are requesting a loan of $3000, an origination fee of $120 (4%) will be added to your loan amount. The total amount of your loan would be $3120 which is financed at an interest rate of 20.99% and 25.18% APR. Should your chosen time frame for repayment be two years, your payments of $73.71 would be scheduled over 52 bi-weekly installments over the next 2 years.
  2. A $500 Emergency loan of $500 at 22.55% APR, you will make 11 bi-weekly payments over 5 months of $48.18. Your actual payment will vary based on the payment frequency and term of your loan offer.
  3. Payroll deduction is not a condition for approving the loan.

We are having temporary interruption of service. We apologize for any inconvenience.

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